5 Hidden Costs of Renting in Nashville (And How to Avoid Them!)
Renting in Nashville can be exciting, but if you’re not careful, unexpected expenses can quickly add up. Many renters focus on rent prices but overlook hidden costs that can impact their monthly budget. Before signing a lease, make sure you understand these five common additional costs—and how to avoid overpaying.
1. Utility Costs: What’s Included & What’s Extra?
Not all apartments include utilities in the rent. Some cover water, gas, or even internet, but others leave you responsible for electricity, water, sewer, trash, and Wi-Fi. Costs can vary significantly based on the size of your apartment, the building’s efficiency, and your personal usage.
Questions to Ask Before You Sign a Lease:
What utilities are included in rent?
What’s the average monthly utility bill for this apartment?
Is the building energy-efficient (smart thermostats, LED lighting, etc.)?
💡 Pro Tip: If utilities aren’t included, ask the leasing office or current tenants for an estimate. If the property uses a ratio utility billing system (RUBS), your share of utilities can fluctuate monthly.
2. Community Fees: One Monthly Bundle for Added Services
Many Nashville apartments bundle valet trash, pest control, amenity access, and other services into a single monthly community fee , typically ranging from $50 to $125. This fee is typically mandatory, even if you don’t use all the amenities.
What’s Typically Included?
✔ Valet trash service (daily doorstep pickup)
✔ Pest control (routine treatments)
✔ Amenity access (gym, pool, package lockers, lounge areas)
✔ Community-wide internet service (sometimes required)
How to Avoid Overpaying:
Ask what’s included. Some properties charge separate fees instead of bundling them.
Find fee-free communities. Some apartments don’t charge extra for amenities—a great way to save!
💡 Pro Tip: Some buildings label this as an “administrative fee” instead of a community fee. Always clarify what’s covered before signing your lease!
3. Parking Fees: Garage, Reserved & Guest Parking
If you have a car, parking costs can be a surprise expense. While some apartments offer free surface parking, others charge $25-$150/month for garage or reserved parking.
Different Types of Parking Fees:
🚗 Garage Parking: Typically $75-$150/month for a reserved space
🚙 Open Lot Parking: May be free or cost $25-$50/month
🅿 Guest Parking: Some buildings charge for visitor parking or have limited spots
How to Save Money on Parking:
Ask if there’s free parking or nearby street parking.
Check if the apartment offers move-in specials that include free parking for a limited time.
If you have multiple cars, verify that additional vehicles are allowed and where they can park.
💡 Pro Tip: Some Nashville apartments charge daily guest parking fees or require guests to register—be sure to ask!
4. Pet Rent & Deposits: A Costly Add-On
Bringing your furry friend? Pet fees can be surprisingly expensive. Most apartments charge:
Pet deposit: $200-$500 (sometimes non-refundable)
Pet rent: $25-$50 per month, per pet
What to Consider:
Some properties charge lower pet rent or have a flat, one-time pet fee.
Private landlords may have fewer pet fees compared to large apartment complexes.
Always check for breed or weight restrictions before applying.
💡 Pro Tip: If you're comparing apartments, factor in pet fees as part of your total monthly budget. Some places with higher rent might actually cost less overall if their pet fees are lower!
5. Application, Administrative, and Move-In Fees: What They Are & When You Pay
Before you even pay your first month’s rent, you’ll likely encounter several upfront fees required by most Nashville apartment communities. These fees cover processing your application, securing your unit, and preparing the apartment for move-in.
Common Upfront Fees & Their Purpose
📄 Application Fee ($50-$100 per person) – Paid when you submit an application. Covers the cost of background and credit checks. Due at the time of application.
🏢 Administrative Fee ($150-$400) – A non-refundable fee that covers lease processing and administrative costs. Due at the time of application.
💰 Security Deposit ($500-$1,500, or one month’s rent, if required) – A refundable deposit that protects the landlord against damages. Due before move-in.
The exact deposit amount is often determined by your credit score and application screening. Strong applicants with good credit may qualify for a lower deposit, while those with lower credit scores or limited rental history may be required to pay a higher deposit or additional fees.
Some landlords offer alternative deposit options to reduce upfront costs.
Monthly Deposit Plans – Instead of paying a large deposit upfront, you may have the option to pay a non-refundable monthly fee (e.g., $25-$50/month) in place of a traditional deposit.
How to Reduce Move-In Costs
Ask about specials. Some properties waive application or admin fees as part of a move-in promotion.
Compare deposit options. A lower upfront deposit may sound appealing, but non-refundable alternatives could cost more in the long run.
Improve your credit. Higher credit scores often qualify for lower security deposits.
Budget for these fees. Since they’re due upfront, be prepared to pay them along with your first month’s rent.
💡 Pro Tip: Always clarify whether your deposit is refundable and ask if alternative deposit programs are available to lower your upfront costs!
How to Avoid These Additional Costs
Renting in Nashville doesn’t have to come with sticker shock. Here’s how to make sure you’re not overpaying:
✔ Ask for a full breakdown of all fees before signing a lease.
✔ Look for apartments offering move-in specials or waived fees.
✔ Work with an apartment finder (like me!) FOR FREE to find the best deals.
💬 Want to find an apartment that fits your budget—without hidden surprises?
